Current Rates

Effective January 1, 2024

Loans

New Vehicles

as low as 6.49% APR
Used Vehicles

as low as 6.99% APR
Recreational Vehicles (Motor Homes, Camp Trailers)

as low as 7.59% APR
Boats, Jet Skis, Snowmobiles, Off-Road Motorcyles, ATV's

as low as 7.59% APR
Horse Trailers, Enclosed Work Trailers, Misc. Trailers

as low as 7.59% APR
Mobile Homes ( Max. 70% of value) (Max. 18% ceiling rate)

as low as 10.0% APR
HELOC Loans

as low as 8.00% APR

Loan	Rate	APR
Personal Loan	As low as 11.0%	As low as 11.0%
Open-End Line of Credit	As low as 11.0%	As low as 11.0%
Crunch Loans	As low as 18.0%	3 or 6 months

Savings

Loan	Rate	APY*
Base Shares ($5 minimum, $25 to earn dividend)	0.15%	0.15%
Alternate Shares ($25 minimum)	0.20%	0.20%
Auxiliary Shares ($1000 min., $1500 to earn dividend)	0.50%	0.50%
IRA Shares ($25.00 – $4999.00)	0.25%	0.25%
IRA Shares ($5000.00 – $14,999.00)	0.30%	0.25% - 0.284%
IRA Shares (15000.00 and up)	0.35%	0.284% - 0.349%
Share Draft (Checking)	0.05%	0.05%
Christmas Club	1.49%	1.50%

*APY = Annual Percentage Yield. Fees may apply.

Certificates of Deposit

Certificates of Deposit	APY*	Term
$500.00 – $4,999	0.601%	6 mo
$5,000.00 – $9,999	0.651%	6 mo
$10,000 and up	0.802%	6 mo
$500.00 – $4,999	0.750%	12 mo
$5,000.00 – $9,999	0.850%	12 mo
$10,000 and up	1.000%	12 mo
$500.00 – $4,999	1.002%	24 mo
$5,000.00 – $9,999	1.204%	24 mo
$10,000 and up	1.506%	24 mo

*APY = Annual Percentage Yield. Fees may apply.
All Rates Are Subject To Change Without Prior Notice

Wiring Instructions

To have funds wired from another financial institution to SEG Federal Credit Union you must use these exact instructions:

Millennium Corporate Credit Union Routing # 301180111

Beneficiary FI: SEG Federal Credit Union Routing # 292977653

Final Credit to: Account Name at SEG FCU and your account #

2022 SEG Federal Credit Union